Collections &
Judgment Enforcement
Debt collection and judgment enforcement, tailored to maximize what each client actually recovers.
- Who we represent
- Associations and creditors
- Counties
- Miami-Dade · Broward · Palm Beach
- Your attorney
- Shaun Zaciewski
What we handle
From an unpaid balance to a collected judgment.
Collections work is mostly paperwork done in the right order. We keep each step documented so the matter can move forward without starting over.
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Assessment liens
Recording and enforcing liens for unpaid assessments, with the notices the statute requires.
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Judgment enforcement
Garnishments, levies and the other tools available once a court has entered a judgment.
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Payment plans and settlements
Agreements that bring an account current without the cost of going further.
Who we represent
Associations and creditors, not debtors.
We act for the party that is owed. Before we respond, we check that we do not already represent the other side.
We represent
- Condominium and homeowners associations Unpaid assessments and charges
- Creditors with a judgment to collect Enforcement after judgment
We do not represent
- Owners defending a collection by an association we represent
- Debtors in a matter we are pursuing
How it works
From the first call to a collected account.
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Step 01
A conflict check first
We confirm we can act for you and that the debtor is not already our client.
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Step 02
The account and the documents
We review the ledger, the notices sent so far and the governing documents.
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Step 03
The proportionate step
We recommend the step that fits the balance owed, and say what it should cost.
Your attorney
Shaun Zaciewski
Founding Partner
Two decades representing condominium associations, homeowners associations and boards of directors across Florida, with an active civil litigation practice in state and federal court.
Common questions
What boards ask about collections.
Answers here are general information, not legal advice for your association.
When should a board send an account to collections?
Sooner is usually better. The longer a balance grows, the harder it becomes to recover, so most boards set a clear point in their collection policy.
Can the association charge interest and late fees?
Often yes, within the limits set by the statute and the governing documents. We review both before any amount is added to an account.
What happens after a judgment is entered?
A judgment opens the door to enforcement tools such as garnishment. Which one makes sense depends on what the debtor owns and earns.
Can we agree to a payment plan?
Yes. A written plan can bring an account current without further cost, as long as it protects the association if payments stop.
Your association deserves counsel that answers.
Call the office, or send a note about what your board is dealing with. You will hear back from the attorney, not an intake form.