Foreclosure Defense
Served with foreclosure papers? We file a response on your behalf and buy the time to weigh the options.
- Who we represent
- Property owners
- Counties
- Miami-Dade · Broward · Palm Beach
- Your attorney
- Shaun Zaciewski
What we handle
A response on time, and the room to decide.
The first deadline in a foreclosure arrives quickly. Meeting it keeps every option open while you decide what to do next.
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Responding to the complaint
Filing a timely answer so the case does not move ahead without you.
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Raising defenses
Reviewing the loan, the notices and the lender’s standing for defenses the law allows.
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Exploring alternatives
Modifications, settlements and other outcomes that may suit you better than a sale.
Who we represent
Property owners facing foreclosure.
We defend owners. We do not act for lenders, and we cannot defend a foreclosure brought by an association we represent.
We represent
- Homeowners facing foreclosure Primary residences
- Owners of investment properties Residential units
We do not represent
- Lenders or loan servicers
- Owners in a foreclosure brought by an association we represent
If the foreclosure is brought by an association the firm represents, it is a conflict we cannot take on. Tell us who filed the case.
How it works
From the papers you received to a plan.
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Step 01
A conflict check first
We confirm who filed the case and that we can act for you.
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Step 02
The deadline and the file
We calendar the response date and review the complaint and the loan documents.
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Step 03
Your options, in writing
We explain the realistic paths and what each one should cost.
Your attorney
Shaun Zaciewski
Founding Partner
Two decades representing condominium associations, homeowners associations and boards of directors across Florida, with an active civil litigation practice in state and federal court.
Common questions
What owners ask us.
Answers here are general information, not legal advice for your situation.
How long do I have to respond to a foreclosure complaint?
The deadline is short, often counted in days from when you were served. Check the date on the summons and call us as soon as you can.
Can I stay in my home while the case is pending?
In most cases, yes. A foreclosure has to go through the court before a sale can take place.
What defenses are available?
It depends on the loan, the notices you received and how the case was filed. We review the documents before recommending a course.
Can you help if my association filed the foreclosure?
If we represent that association, no: it is a conflict. If we do not, we can review your situation after the conflict check.
Your association deserves counsel that answers.
Call the office, or send a note about what your board is dealing with. You will hear back from the attorney, not an intake form.